Family resources are all the things individuals and families use to satisfy their needs, solve problems, and achieve their goals.

They are the foundation of family life because without them, no family can survive or progress.

1. Time – hours available to carry out activities.


2. Energy – physical and mental strength.


3. Knowledge – what a person learns from study or experience.


4. Skills – abilities to do things well, e.g., cooking, sewing, budgeting.


5. Attitudes – positive or negative feelings that affect how resources are used.

1. Money – for buying goods and services.


2. Land – for farming or building.


3. Furniture and equipment – chairs, stove, fridge, etc.


4. Food – to maintain health and survival.


5. Clothing – for protection and covering.


6. Shelter – housing for family members.

• Renewable resources – resources that can be replaced or replenished, e.g., knowledge, skills, time, energy.


• Non-renewable resources – limited in supply and cannot be replaced, e.g., money, land, minerals.

1. Family Resources Help families to meet basic needs like food, clothing, and shelter.


2. It Encourage wise use and management of what the family has.


3. Family Resources Help families to achieve their goals.


4. Family Resources Prevent wastage of resources.


5. It Improve the standard of living.


6. Family Resources Make decision-making easier.

Managing resources well involves:

1. Planning – deciding in advance how resources will be used.


2. Organizing – arranging resources properly.


3. Implementing – putting plans into action.


4. Evaluating – checking how well resources were used.

Decision-making is the process of choosing the best alternative from two or more options in order to solve a problem or satisfy a need.

It is an important part of family resource management.

1. Identify the problem or need.


2. Gather information.


3. Consider alternatives.


4. Weigh the consequences of each choice.


5. Choose the best alternative.


6. Take action (carry out the choice).


7. Evaluate the decision.

1. Personal Decisions – made by an individual, e.g., what clothes to wear.


2. Family Decisions – made by family members together, e.g., where to live.


3. Group Decisions – made in school or community groups.


4. Routine Decisions – repeated daily, e.g., what to eat.


5. Complex Decisions – need careful thought, e.g., building a house, choosing a school.

• Simple Personal Decisions:


• Choosing what to wear.


• Deciding how to spend pocket money.


• Picking friends.


• Deciding when to study.


• Simple Family Decisions:


• What meal to prepare.


• Which TV programme to watch.


• How to share chores at home.


• When to visit relatives.


• Routine vs Complex Decisions:


• Routine: simple, repeated daily (e.g., meals, chores).


• Complex: require more time, money, and thought (e.g., building a house, buying land).

1. Family values – what the family believes is important.


2. Goals – what the family wants to achieve.


3. Needs vs wants – urgent needs come first.


4. Available resources – money, time, knowledge, skills.


5. Age and education of family members.


6. Culture and religion.


7. Peer influence and media.


8. Economic conditions – inflation, unemployment.


9. Government policies – taxes, subsidies.


10. Technology – online adverts, social media.

1. Ensures wise use of resources.


2. Prevents waste and regret.


3. Helps meet family needs effectively.


4. Promotes unity and peace in the family.


5. Improves standard of living.


6. Helps achieve both short- and long-term goals.

1. Wastage of resources.


2. Quarrels and misunderstanding in the family.


3. Inability to meet important needs.


4. Low standard of living.


5. Regret and dissatisfaction.

• Choosing between repairing old clothes or buying new ones.


• Deciding whether to cook at home or buy fast food.


• Planning how to use weekly allowance wisely.


• Choosing between buying luxury items and paying school fees.